How To Buy A House With No Money In 2022.

1- Apply for the loan that offers zero down.


USDA loans offers 100%  financing mortgage with zero down payment.

VA loans also offers 100% financing with zero down payment.

2- For covering the down payment you must use down payment assistance.

3- Ask for lender credits to  pay your closing costs.

4- Aske for seller concessions to pay your closing costs.

5- If it is possible they ask to your family member to pay your down payment.